Risk Disclaimer

Important information about trading risks and legal disclaimers

General Risk Warning

IMPORTANT: Trading and investing in financial markets involves substantial risk of loss and is not suitable for all investors. You could lose all or more than your initial investment. Do not trade or invest with money you cannot afford to lose.

Before deciding to trade or invest, you should carefully consider your investment objectives, level of experience, and risk appetite. The high degree of leverage available in trading can work against you as well as for you. You should be aware of all the risks associated with trading and seek advice from an independent licensed financial advisor if you have any doubts.

Not Financial Advice

Income Fanatics and its representatives are not registered investment advisors, financial advisors, or broker-dealers. All content provided by Income Fanatics, including but not limited to courses, trade alerts, market analysis, and community discussions, is for educational and informational purposes only.

Nothing on this website, in our Discord community, or any other platform we operate should be considered as:

  • Financial advice
  • Investment advice
  • Trading advice
  • Legal advice
  • Tax advice
  • A recommendation to buy or sell any specific security or instrument

You are solely responsible for your own trading and investment decisions. Always conduct your own due diligence and consult with a licensed financial advisor before making any investment decisions.

Past Performance Disclaimer

PAST PERFORMANCE IS NOT INDICATIVE OF FUTURE RESULTS. Any testimonials, results, or performance data shared by Income Fanatics or its members represent individual experiences and are not typical. Your results may vary significantly.

All trading and investment results displayed on our website, social media, or Discord community are hypothetical, simulated, or represent the experiences of specific individuals. These results do not represent typical outcomes and should not be interpreted as a guarantee or promise of similar results.

Factors that can affect your trading performance include:

  • Market conditions and volatility
  • Your level of experience and skill
  • Capital available for trading
  • Risk tolerance and emotional discipline
  • Timing of entry and exit from trades
  • Broker execution and fees
  • External economic and political events

Hypothetical Performance Results

Some results and performance data shared by Income Fanatics may be based on hypothetical or simulated trading. Hypothetical performance results have inherent limitations, including:

  • Simulated results do not represent actual trading and may not reflect the impact of material economic factors
  • Hypothetical trades do not involve financial risk - no actual money is gained or lost
  • Results may be based on benefit of hindsight and do not account for real-time decision making under stress
  • Hypothetical performance may not reflect the impact of execution issues such as slippage and broker fees
  • Simulated trading programs are designed with benefit of hindsight and may not reflect market conditions

No representation is being made that any account will or is likely to achieve profits or losses similar to those shown in hypothetical examples.

Specific Market Risks

Trading and investing in various financial instruments carries specific risks:

Options Trading: Options are complex derivatives with high risk. Options can expire worthless, resulting in total loss of premium paid. Option sellers face unlimited risk on certain strategies.

Forex Trading: Foreign exchange markets are highly volatile and leveraged. Small price movements can result in substantial losses. Currency pairs can gap dramatically on market news.

Leveraged Products: Leverage amplifies both gains and losses. You can lose more than your initial deposit. Margin calls can force liquidation of positions at unfavorable prices.

Algorithmic Trading: Automated trading systems can malfunction, produce unexpected results, or suffer from technical failures. Past backtested results do not guarantee future performance.

Prop Trading Challenges: Proprietary trading firm challenges have specific rules and requirements. Failure to meet these requirements results in loss of capital and potential loss of funded account.

Educational Purpose Statement

Income Fanatics is an educational service designed to teach trading and investing concepts, strategies, and techniques. Our mission is to provide quality education to help individuals make informed decisions about their own trading and investments.

Our services include:

  • Educational courses and training materials
  • Market analysis and commentary for educational purposes
  • Trade examples and case studies for learning
  • Community discussion and peer learning opportunities
  • Tools and resources for self-directed education

All content is provided to help you develop your own trading knowledge and skills. We do not manage accounts or make trading decisions on behalf of members.

Live Trade Alerts Disclaimer

Our live trade alerts service shares trading ideas and positions entered by our traders for educational purposes only. These alerts are NOT recommendations to buy or sell any security.

WARNING: Trade alerts are provided for educational observation only. By the time you receive an alert, market conditions may have changed significantly. Never blindly copy trades without doing your own analysis.

Important considerations regarding trade alerts:

  • Alerts may experience delays in delivery
  • Your execution price may differ significantly from the alert price
  • You may not be able to enter or exit positions at the same time as the alert
  • Trade alerts are based on the sender's account size, risk tolerance, and strategy - which may differ from yours
  • Alert senders may have different account types, margin requirements, and broker fees

Regulatory Disclaimers

Income Fanatics is not registered with any financial regulatory authority, including but not limited to:

  • Securities and Exchange Commission (SEC)
  • Financial Industry Regulatory Authority (FINRA)
  • Commodity Futures Trading Commission (CFTC)
  • National Futures Association (NFA)

We do not provide regulated investment advice or broker-dealer services. Our educational services do not require such registration.

All trading and investment decisions are made at your own discretion and risk. You should verify all information independently and consult with licensed professionals before making financial decisions.

Testimonials & Results Disclaimer

Testimonials and success stories featured on our website, social media, or community platforms represent individual experiences and outcomes. These are not typical results and should not be viewed as a promise or guarantee of similar results.

Regarding testimonials:

  • Results shown are not typical and individual results will vary
  • Testimonials may not reflect the experience of all members
  • Successful traders featured have varying levels of experience, time commitment, and capital
  • Some testimonials may be based on simulated or demo trading results
  • Past success does not guarantee future results

No Guarantees

We make NO GUARANTEES regarding:

  • Your ability to earn income or profits from trading
  • The effectiveness of our educational materials
  • The accuracy of any trade alerts or market analysis
  • Your success in passing prop firm challenges
  • Any specific financial results or outcomes

Success in trading requires significant time, effort, practice, and dedication. Most traders lose money, especially when starting out. Be prepared for losses and never risk more than you can afford to lose.

International Users

Income Fanatics services may be accessed internationally. However, trading regulations vary by country and jurisdiction. It is your responsibility to ensure that your trading activities comply with all applicable laws and regulations in your country of residence.

Some trading instruments, strategies, or brokers mentioned in our materials may not be available or legal in your jurisdiction. Always verify the legal status of trading activities in your country before participating.

Changes to This Disclaimer

Income Fanatics reserves the right to modify, update, or change this disclaimer at any time without prior notice. Your continued use of our services after any changes indicates your acceptance of the updated terms.

Last Updated: January 2025

Important Acknowledgment

By using Income Fanatics services, including our website, courses, Discord community, or any other platforms, you acknowledge that you have read, understood, and agree to this Risk Disclaimer.

You acknowledge that trading and investing involves substantial risk of loss, and you are solely responsible for all trading and investment decisions.

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